Why Borrowers Choose

Fair Oaks Funding

At Fair Oaks Funding, we work quickly to get you the capital you need to close with confidence. Our team provides clear, straightforward funding along with expert property guidance to help you make smart investment decisions. As the go-to funding solution for real estate investors, we’re committed to making your next deal faster, smoother, and more successful.

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Contractor

We specialize in working with contractors who are also real estate investors, providing fast funding and expert support to help you acquire, rehab, and complete projects with confidence.

Rehabber

For rehabbers looking to turn properties into profitable investments, we offer fast, reliable funding and expert guidance to help you get the job done right—from purchase to renovation and beyond.

Builder/Developer

We provide builders with the funding and support needed to bring new construction projects to life, ensuring your vision is realized quickly and efficiently with reliable capital and expert guidance.

Insider Tips for Real Estate Success

Know Your Numbers

Always understand your property's ARV (After Repair Value), cost breakdown, and profit margins before starting a project. Solid numbers are key to securing funding and ensuring success.

Plan for the Unexpected

Every real estate deal has variables—build a buffer into your budget and timeline to stay on track even when surprises come up.

Partner with Experts

Having trusted legal, construction, and lending partners is essential. Choose a team that’s experienced and responsive to help your project run smoothly.

Schedule a call with our Expert Today!

Move with Speed and Precision

In real estate, timing matters. Be prepared with your documents and decisions to keep deals moving and close quickly.

The Fair Oaks Difference

Our Mission

Why Choose Us

Our Commitment

We strive to empower our customers with accessible and flexible financial solutions. By prioritizing your needs and goals, we ensure every step of the lending process is straightforward, transparent, and tailored to you.

✔️ Proven Track Record: 20+ years of private lending success with zero foreclosures.

✔️ Expert-Led: Legal and financial expertise that protects your investments.

✔️ Speed & Certainty: Fast approvals and reliable funding when you need it most.

✔️ Personalized Solutions: We structure deals that work for both borrowers and investors.

✔️ Integrity First: Transparent, honest, and committed to your success.

We are dedicated to delivering dependable, fast funding with complete transparency and integrity. Whether you're an investor or a borrower, we prioritize your success through expert guidance, personalized service, and unwavering attention to detail—every step of the way.

Testimonials from our trusted Borrowers

Testimonial

Genuine Reviews From

Satisfied Customers

Financial Lending made securing a loan for my new venture seamless. Their professional approach and expert guidance helped me make confident decisions every step of the way. I couldn't have asked for a better lending partner.

Johnathan Smith

Entrepreneur, USA

As an international investor, finding the right financial partner was crucial. Financial Lending provided exceptional support, offering tailored solutions that perfectly matched my goals. Their service is top-notch, and I recommend them without hesitation.

Sophia Martinez

Global Investor, Spain

Common Questions our Borrowers May Have

What types of properties do you fund?

We focus on residential investment properties, including fix-and-flips, rental properties, and small multifamily projects.

What are your typical loan terms?

Our standard loan terms start at 12.99% interest with 3 points, structured on a 6-month term—designed to offer flexibility and fast access to capital.

How fast can I get funding?

We pride ourselves on speed and efficiency—many of our deals close in as little as 7 to 10 days, depending on the project.

What do I need to qualify for a loan?

We look at the strength of the deal, your experience as an investor, and the property’s value. While credit is considered, our focus is on the asset and your ability to execute the project successfully.

"Doing the right thing, is never the wrong thing"- Ted Lasso

At Fair Oaks Funding, we’re committed to delivering trusted funding solutions that help you build lasting success. Our experienced team provides expert guidance at every stage, offering strategic funding options designed to support both your immediate goals and long-term growth.